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IAICO Protection!
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| | Auto Insurance | | | | IAICO is a licensed auto insurance provider domiciled in Maryland with a prestigious A.M. Best rating. At affordable rates, we can provide you with the basic auto insurance to license your vehicle and drive it. We also have further insurance options to fully protect your vehicle, your belongings inside and rescue you from many difficult situations on the road. | |
| | Basic Auto Insurance (Required) | | | | You need at least this insurance to drive your vehicle on the road, because Maryland Law requires it. We strongly recommend that you further explore the details about Basic Auto Insurance in the Learning section. | |
| Basic auto insurance is only intended to protect victims of accidents and make the at-fault drivers responsible for damages caused to others. | |
| The cost greatly varies depending on your age, driving record and residential location. Give us a call and we can specifically compute your rate. | |
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| | Comprehensive Auto Insurance | | | | You have probably wondered what you would do if you arrived at that dark empty parking lot and your car or its components were missing, or damaged by other than a collision. | |
| Besides being involved in an accident, your auto is vulnerable in many other ways. These include but are not limited to fire, theft, vandalism, glass breakage and other natural disasters. | |
| The cost varies depending on your vehicle and your residential location. Give us a call and we can specifically compute your rate. You have many options for your deductibles. | |
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| | Comprehensive + Collision Auto Insurance | | | | If you have a loan or a lease for your auto, or you would like complete physical damage protection, this is the insurance you need. It covers most accident related damages to your auto. | |
| Collision coverage protects you against financial loss for repairs if your vehicle is damaged in an accident, regardless of fault. | |
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| | Towing & Labor | | | | You have a flat tire and you’re stuck on the highway! Just call your favorite towing and road service to the rescue, and IAICO will reimburse you up to $50 per occurrence. | |
| If you desire this option, please indicate when you call us, so we can incorporate the coverage into your total premium. | |
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| | Temporary Car Rental | | | | You just had an accident, and you are stuck without a car until yours gets repaired or replaced. If you choose this option, we can pay for your car rental for up to 30 days. | |
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| | Recovery of Stolen Property from your Auto | | | | This option protects your personal belongings inside your vehicle against theft for up to $500. Some restrictions and exclusions apply. Refer to the policy for full details. | |
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| | Windshield Replacement | | | | It is most annoying that oftentimes, a stone flies off the road and cracks your front windshield window. Now, you have to drive around with this embarrassing crack in your windshield, which can even be dangerous. | |
| This affordable option Provides coverage for damage to front windshield. Coverage is provided in increments from $100 -$1000 benefit. | |
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| | Emergency Long Distance Lodging | | | | Do you travel long distances onto vacations, etc? It is awful to be stuck far away from home when your car or motorcycle breaks down or you have an accident. In such a case, IAICO can reimburse for your remote lodging and meals for your family. You will have up to 4 days of stay and up to $50 a day for meals as necessitated. While your vehicle is being repaired. | |
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| | | | Motorcycle Insurance | | | | We now provide motorcycle insurance for your Street, Touring and High Performance bikes. | |
| | Basic Motorcycle Insurance (Required) | | | | You need at least this insurance to ride your motorcycle on the road, because Maryland Law requires it. | |
| Basic motorcycle insurance is only intended to encourage safety on the roads, protect victims of accidents and the make at-fault riders responsible for their damages to others. It does not provide any substantial protection for the at-fault riders or their property. | |
| If you are ever involved in an accident and are at-fault, IAICO will provide some payments for others’ bodily injury and property damage. Conversely, if someone else ever hurts you and is at-fault, you will receive these payments from their insurance. | |
| The cost greatly varies depending on your age, riding record and residential location. Give us a call and we can specifically compute your rate. | |
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| | Comprehensive + Collision Motorcycle Insurance | | | | If you would like complete protection for your motorcycle, this is the insurance you need. It covers most damages to your motorcycle from theft to accidental collision. | |
| The Comprehensive portion covers you against theft, vandalism, fire, lightening, flood, earthquake, and other natural disasters. Additionally for Collision, if you are ever involved in an accident and you happen to be the at-fault rider, this is the Insurance that will pay for your own motorcycle. | |
| The cost varies greatly depending on your motorcycle, age, riding record and your residential location. Give us a call and we can specifically compute your rate. You have many options for your deductibles. | |
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